Dunning

Dunning on autopilot. Invoices chase themselves.

A friendly reminder first, then a 1st and a 2nd notice with late fee and interest, in your wording on the days you chose. Mark the invoice paid and it all stops.

7 days free, card required. €0.00 due today.

Set up once. Automated forever.

  • Choose the days, the late fee and the wording, or switch automatic reminders off
  • Pause one invoice until a date, resume it later
  • Send the next step right now, or mark the invoice paid
  • Get a copy of every email

Three stages, fully automated.

  1. 3 days overdue

    A friendly reminder

    A short note that assumes the best: the invoice may simply have slipped. No fee, no interest, and a line that says to ignore it if payment is already on its way.

  2. 14 days overdue

    The 1st notice

    Now the late fee and the interest are added and shown line by line, with a new pay-by date and the invoice attached again.

  3. 28 days overdue

    The 2nd notice

    The same amounts under firmer wording, with a last pay-by date.

  4. Paid

    The chasing stops

    Mark the invoice paid and the process is resolved: nothing else is sent, and the whole history stays on the invoice.

Interest and late fee, worked out for you. At the statutory rate of your country, with a short note.

  • Austria: base rate plus 9.2 percentage points between businesses (§ 456 UGB)
  • Germany: base rate plus 9 percentage points between businesses (§ 288 Abs. 2 BGB)
  • A €40 flat fee for business clients (§ 458 UGB, § 288 Abs. 5 BGB). It is a setting, so you decide whether to charge it
  • The base rate changes on 1 January and 1 July, and Backbone updates it for you
Open the full calculator

Not tax or legal advice. Consumers are treated differently, so check your case. Sections checked on 04/10/2026 at ris.bka.gv.at and gesetze-im-internet.de.

Try it with a number

Rate10.73 % per year
Interest€17.61
Flat fee€40.00
Total to pay€4,337.61

§ 456 UGB: base rate + 9.2 points. Business clients only. Base rates valid 1 July to 31 December 2026: Austria 1.53 % (OeNB), Germany 1.52 % (Bundesbank). In Backbone you don't enter any of this.

Dunning questions

Yes. In Settings › Reminders you choose how many days after the due date the reminder, the 1st notice and the 2nd notice go out, and you can switch automatic reminders off completely.

Yes. The text of the reminder is yours to edit, with placeholders for the client, invoice number, amount and due date. The 1st and 2nd notice show the open amount with late fee and interest.

From the statutory rate for business clients: the base rate plus 9.2 percentage points in Austria (§ 456 UGB) or 9 points in Germany (§ 288 Abs. 2 BGB). The base rate changes on 1 January and 1 July and Backbone updates it for you. It is shown with a short note and is not legal advice.

Both countries allow a flat fee of €40 when a business client pays late (§ 458 UGB in Austria, § 288 Abs. 5 BGB in Germany). It is not due from consumers. The amount is a setting, so you decide whether to charge it.

Yes. Pause an invoice until a date you choose and resume it any time. You can also send the next step right now, or mark the invoice paid.

An email from your workspace with the invoice number, the open amount and a PDF of the reminder. You can get a copy of every one.